Merchant credit card processing that doesn't feel like a black box.
Nova Bancard helps merchants accept payments in-store, online and on the road with clear pricing, predictable funding and direct access to a payments team that actually knows your business — not just your MID.
What we handle
In-person, mobile, e-commerce and recurring billing — all backed by Elavon's global platform.
How we price
Interchange-plus, transparent program pricing and statements that map to what you were actually quoted.
How you're supported
Direct contact with a payments team that will pick up the phone — not bounce you between departments.
Snapshot
How Nova Bancard positions your payments
- Typical savings
- 10–35%
- Funding speed
- Next-day*
- Contract terms
- No ETF
Compared to legacy processors.
Same-day options where available.
No early termination fees or junk add-ons.
Core solutions
What Nova Bancard does for merchants.
We design payment environments that favor the business — not the processor. Whether you're running a single location or a multi-state portfolio, we align your merchant services, capital funding and referral options.
Merchant services
Clear, scalable credit card processing.
In-person terminals, point-of-sale, gateways, virtual terminals and e-commerce — all aligned under a pricing structure you can explain to your CPA in one sentence.
Learn more about merchant servicesCapital funding
Working capital aligned with your card volume.
Access funding based on your processing history or via traditional small-business structures. We help you evaluate offers in plain language.
Explore capital funding optionsRevenue share
A residual stream when you make introductions.
If you advise merchants — accountants, POS providers, consultants, ISVs — we can structure a revenue share program that fits your role.
View revenue share detailsBuilt for active operators
Who Nova Bancard is built to support.
We work best with merchants who need stable processing, clear statement support and funding structures that match how their receivables actually move.
Getting started
A cleaner switch process.
Nova Bancard keeps implementation simple: assess the current stack, rebuild pricing and transition without merchant downtime.
Step 1
Review your current setup
We start with your existing merchant statements and systems to understand your true effective rate and where money is leaking.
Step 2
Design a cleaner structure
We map the right Elavon-backed solution to your volumes, risk profile and preferred funding schedule — without overcomplicating it.
Step 3
Switch with zero drama
From terminals and gateways to online portals, our team walks your staff through every step so you keep taking payments without interruption.