Payments that work the way you do.

Clear pricing. Real support. No long-term traps.

Nova Bancard helps businesses accept payments, access working capital, and lower processing costs with one dedicated team.

25+

Years of Experience

Next-day

Funding
available

No ETF

No Early
termination fees

Trusted by 500+ businesses and institutions worldwide

Our Solutions

Everything you need to run and scale your business.

Merchant services

Clear, scalable credit card processing.

Terminals, gateways, and e-commerce — all under transparent interchange-plus pricing you can explain in one sentence.

From 0.30% + $0.10

Capital funding

Working capital aligned with your card volume.

Funding based on your processing history, not your credit score. Evaluated in plain language, no bank runaround.

Approved in 24h

Revenue share

A residual stream when you make introductions.

Accountants, POS providers, and consultants — refer merchants and earn a monthly residual that fits your role.

PCI DSS Level 1

Built for active operators

Nova Bancard is built to support businesses that can't afford downtime.

Restaurants & Hospitality

Tips, split checks, and fast table turns — handled where generic processors fall short.

Retail & Specialty Shops

Multi-location support, inventory-integrated POS, transparent interchange pricing.

Medical & Dental Practices

HIPAA-aware processing, recurring billing, and patient payment plans — all built in.

Auto & Service Centers

High-ticket transactions, surcharging options, and fast next-day settlement.

E-Com. & Online Services

Gateway integrations, virtual terminals, and flexible subscription billing supported.

Home & Field Services

Mobile card acceptance, same-day funding, and absolutely zero contract lock-in. Ever.

25+

Years in business

500+

Businesses support

$200M+

Funding delivered

24h

Average approval time

5

Industry rating

GETTING STARTED

A cleaner switch process.

Nova Bancard keeps implementation simple: assess the current stack, rebuild pricing and transition without merchant downtime.

Review your current setup

We start with your existing merchant statements and systems to understand your true effective rate and where money is leaking.

Design a cleaner structure

We map the right Elavon-backed solution to your volumes, risk profile and preferred funding schedule — without overcomplicating it.

Switch with zero drama

From terminals and gateways to online portals, our team walks your staff through every step so you keep taking payments without interruption.

Contact Us

Bank lending tightened. We didn't.

Talk to a real account rep — not a chatbot — about funding and processing for your business. Same rep, every call.