Merchant services that don't feel like a black box.

Nova Bancard pairs Elavon’s global processing platform with straightforward, relationship-based service. You see exactly what you’re paying, how your transactions are flowing, and who to call when you need help.

Every channel covered.

In-person, e-commerce, on-the-go — terminals, POS, gateways and mobile.

Nothing hidden.

Interchange-plus structures designed to map cleanly to your statements.

A real person, every call.

Direct relationship contact plus Elavon's processing rails — not a queue.

Merchant Services Snapshot

How Nova Bancard structures your payment environment.

Every channel covered.

In-person, e-commerce, terminals, POS, gateways and mobile. One platform.

Nothing hidden.

Interchange-plus structures mapped cleanly to your statements. No surprises.

No fine print. No exit fees.

No early termination fees or junk add-ons buried here. Leave anytime.

A real person, every call.

Direct relationship contact plus Elavon's processing rails. Never a queue.

Most merchants start with a statement review so we can show you, in one page, how your current setup compares to a Nova Bancard structure.

Capabilities

Where and how you accept cards.

Merchant services should follow how your business actually runs. Nova Bancard builds around your point-of-sale — not the other way around — whether that’s at the front desk, online, in the field, or all of the above.

In-Person & POS

At the counter, table, or curbside.

EMV terminals, full POS systems, and mobile readers so you can accept cards wherever the customer is.

Online & Recurring

Invoice, subscribe, and collect.

Gateways, hosted payment pages, virtual terminals, and recurring billing aligned to how you invoice and collect.

On-the-Go & Mobile

Take payments anywhere.

iOS and Android-compatible card readers for services, delivery, and mobile teams operating in the field.

PRICING CLARITY

Why merchant pricing feels confusing — and how we fix it.

If you’ve ever tried to match the rates on your quote to the fees on your statement, you know how messy merchant account pricing can get. We keep it clean on purpose.

STATEMENT REVIEW

We start by translating what you're paying today.

You send a recent merchant statement. We unpack every line item — interchange, assessments, program fees, surcharges and more — and convert it into a simple, effective pricing summary.

From there, we map what your structure would look like through Nova Bancard and Elavon, including estimated savings and a clear cut-over plan.

WHY MERCHANTS STAY

Built to protect your business, not just process it.

Three things that matter after you sign — underwriting, security, and support. Nova Bancard handles all three with the same directness as everything else.

RISK & COMPLIANCE

Underwriting that actually makes sense.

We work with you up front on how you accept payments so risk teams have fewer surprises — and you have fewer disruptions down the road.

SECURITY

Tokenization, encryption and PCI guidance.

Leverage Elavon’s security stack with practical, plain-language guidance on PCI so you know what’s expected and what’s optional.

SUPPORT

Real humans, not just hold music.

When something breaks or a dispute hits your account, you have a Nova Bancard relationship team to call — not a generic call center queue.

Contact Us

Bank lending tightened. We didn't.

Talk to a real account rep — not a chatbot — about funding and processing for your business. Same rep, every call.