Merchant services that don't feel like a black box.
Nova Bancard pairs Elavon's global processing platform with straightforward, relationship-based service. You see exactly what you're paying, how your transactions are flowing and who to call when you need help.
Coverage
In-person, e-commerce and on-the-go — terminals, POS, gateways and mobile.
Pricing
Interchange-plus and simple program structures designed to map cleanly to your statements.
Support
Direct relationship contact plus Elavon's processing rails.
Merchant services snapshot
How Nova Bancard structures your payment environment
- Coverage
- In-person, e-commerce and on-the-go — terminals, POS, gateways and mobile.
- Pricing
- Interchange-plus and simple program structures designed to map cleanly to your statements.
- Contracts
- No early termination fees or junk add-ons buried in the fine print.
- Support
- Direct relationship contact plus Elavon's processing rails.
Capabilities
Where and how you accept cards.
Merchant services should follow how your business actually runs. Nova Bancard builds around your point-of-sale, not the other way around — whether that's at the front desk, online, in the field or all of the above.
In-person & POS
EMV terminals, POS systems and mobile readers so you can accept cards wherever the customer is — counter, table, curbside or in the field.
- Chip, tap and swipe support
- Tip, tab and split-check options
- Offline and low-connectivity tools
Online & recurring
Gateways, hosted payment pages, virtual terminals and recurring billing aligned to how you invoice and collect.
- E-commerce carts & hosted checkout
- Invoices with pay-by-link
- Subscription & membership billing
On-the-go & mobile
Take payments in the field without compromising on security or reporting. Ideal for services, delivery, and mobile teams.
- iOS and Android compatible
- Card-present and keyed options
- Integrated receipts & customer notes
Pricing clarity
Why merchant pricing feels confusing — and how we fix it.
If you've ever tried to match the rates on your quote to the fees on your statement, you know how messy merchant account pricing can get. We keep it clean on purpose.
- Interchange-plus structures where it makes sense — not forced on every merchant.
- Statement design that maps to the quote you were actually given.
- No surprise “program fees” dropped in after month three.
- No early termination fees and no junk cancellation penalties.
Statement review
We start by translating what you're paying today.
You send a recent merchant statement. We unpack every line item — interchange, assessments, program fees, surcharges and more — and convert it into a simple, effective rate.
From there, we map what your structure would look like through Nova Bancard and Elavon, including estimated savings and a clear cut-over plan.
Risk & compliance
Underwriting that actually makes sense.
We work with you up front on how you accept payments so risk teams have fewer surprises down the road — and you have fewer disruptions.
Security
Tokenization, encryption and PCI guidance.
Leverage Elavon's security stack along with practical, plain-language guidance on PCI so you know what's expected and what's optional.
Support
Real humans, not just hold music.
When something breaks or a dispute hits your account, you have a Nova Bancard relationship team to call — not just a generic call center queue.