Merchant Processor

While you have several options for accepting credit card payments at your business, the best and most affordable option for most businesses is a merchant account through a merchant processor, or payment processor. This term refers to the company that provides your merchant account.

A merchant processor handles transactions by receiving requests from a payment gateway, handling these requests and sending authorization and settlements from Visa and Mastercard before distributing them across payment gateways and merchant account providers. The merchant processor also handles chargeback requests and settlement. A merchant account, meanwhile, is a unique type of bank account that holds funds from your sales before they are disbursed to your bank account.

Why use a merchant processor like NOVA Bancard? A merchant services provider can provide all of the services you need to accept credit cards, including fraud protection and merchant account management. We will also ensure compliance on all PCI rules, which govern how credit card information is handled, stored, and used.

We will also help you customize your merchant account to meet the needs of your business, including streamlining your payment process for fast, secure service. Regardless of the size of your business or the type of business you operate, NOVA Bancard has solutions that will help you grow your business and improve your bottom line.